Insurance Claims

Insurance Claims in South Florida

Insurance companies are for-profit businesses, meaning finding ways to make and save money are their priorities. Because of that, some companies deny valid, legitimate homeowners insurance claims. These companies often give reasons that sound valid, but they don’t stand up in court.  

A South Florida insurance claims lawyer can review your policy and claim to determine what the company owes you. Then, your attorney can negotiate with the company or pursue litigation if necessary. You purchased homeowners insurance as a safety net, and The Santos Law Offices can hold the company accountable so you can receive the money it owes you.

Reasons for Insurance Claims

The Santos Law Offices represents clients who have suffered damage for a myriad of reasons. Common reasons for claims include damage due to:

  • Hurricanes 
  • Tornadoes 
  • Leaking pipes 
  • Mold 
  • Fires 
  • Sinkholes 

If your home has suffered damage and your company refuses to pay, contact a South Florida insurance claims lawyer from The Santos Law Offices today.

Filing A Homeowners Insurance Claim

If your home has suffered damage that’s covered under your insurance policy, you must follow the insurer’s guidelines when filing a claim. First, find out how long you have to contact the insurance company. Then, you will likely need to take photographs of the damage and mitigate additional damage. In addition, if the claim includes theft, the insurance company might require that you file a police report.

The insurance company will review your claim and issue a payment or denial within 90 days. If the payment is lower than expected or if your claim is denied, you can hire a South Florida insurance claims lawyer. 

Possible Legal Remedies

After evaluating your case, your South Florida insurance claim lawyer will discuss possible legal options. The insurance company might agree to settle the case without going to trial. If the settlement offer isn’t fair, you can then go through mediation to attempt to settle once again.

Sometimes, insurance companies aren’t willing to negotiate in good faith. When that happens, The Santos Law Offices files a lawsuit. Then, your attorney can present your case to prove that the insurance company breached the contract.

Tell Us About Your Case

Contact Us Today for Your Free
Case Evaluation

We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Why Choose Santos Law offices

  • Free Consultation – Go over your case during the free phone consultation. 
  • Highly Rated – The firm has received numerous rave reviews and recommendations on Google and Avvo.
  • Bilingual – Dalyla Santos and the staff at The Santos Law Offices are fluent in English and Spanish, ensuring that each client receives proper representation. 
  • Multiple Practice Areas – The Santos Law Offices specializes in bankruptcy, civil litigation, insurance claims, and immigration. 
  • Personalized and Affordable Legal Services – Dalyla Santos truly cares about her clients. She provides personalized and affordable legal services to help individuals and citizens throughout South Florida.
  • A Firm With Purpose – The Santos Law Offices gives back to the community through pro bono work, mentorships, and charitable donations. Also, employees are supported and recognized for the work they do.

What Happens When An Insurance Company Acts In Bad Faith?

If your insurance company is acting in bad faith, the law is on your side. First, you must have a legitimate claim. Then, the company must deny the claim, even though it has no legal reason to do so. The insurance company is also acting in bad faith if it offers a payout that is considerably lower than the claim’s value or if it delays the payment. If your insurance company is acting in bad faith, contact a South Florida insurance claims lawyer. Your attorney can handle negotiations and speed up the process. Also, your South Florida insurance claims lawyer can escalate the claim to court if needed. 

Statute Of Limitations For Filing A Claim

If your insurance company denies a valid claim, it’s in breach of contract, and you can file a lawsuit. The statute of limitations for breach of contract suits is five years. In this instance, it’s five years from the date of the damage. Thus, if your home suffered damage exactly one year ago, you have four years left to file a lawsuit against the insurance company. Contact a South Florida insurance claims lawyer today to ensure you file your claim before the statute of limitations passes.

Tell Us About Your Case

Contact Us Today for Your Free
Case Evaluation

We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Real Clients, Real Reviews

Recent Blogs & Articles

How Does the Family-based Immigration Process Work in the U.S.? Blogs

How Does the Family-Based Immigration Process Work in the U.S.? An Immigration Lawyer Explains

Florida is home to millions of immigrants, many of them from the Caribbean and Latin America. According to the American Immigration Council, one out of …

Read More →
Top 9 Myths About Bankruptcy In Florida | Miami Bankruptcy Lawyer Blogs

Top 9 Myths About Bankruptcy in Florida

For many people, bankruptcy may seem like the end of the world. However, personal bankruptcy is more common than you might think. Hundreds of thousands …

Read More →
What You Need to Know About President Biden’s DACA Proposals Blogs

What You Need to Know About President Biden’s DACA Proposals

On his first day in office, President Biden signed a memorandum aiming to “preserve and fortify” the DACA (Deferred Action for Childhood Arrivals) program. The …

Read More →